Hive
KiwiSaver made for advice. Built for the long term.

Stay connected.Stay in control.

Hive puts you and your brand at the centre of every client relationship, combining specialist fund managers, smart technology and a genuine partnership model to make KiwiSaver advice and ongoing servicing easier.

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Adviser checking the Hive app

Your brand.

Your firm stays visible.

Your clients.

Engage in real time, anytime.

Your advice.

More time for conversations that matter.

Why Hive?

Advisers make a measurable difference.

Clients do better with an Adviser at the centre, achieving stronger financial outcomes over the long term.

28%¹

Received advice

Only 28% of New Zealanders accessed financial advice in the past 12 months.

1m²

Zero contributions

Around 1 million working-age people made no contributions to their KiwiSaver accounts.

4% p.a.³

Higher returns

Kiwis who receive advice earn, on average, 4% higher investment returns.

Sources:

¹ Access to financial advice in New Zealand: Consumer research findings; Financial Markets Authority, March 2026.

² KiwiSaver Annual Report 2026; Financial Markets Authority, September 2026.

³ Money and You – Literacy, Insight & Advice; Financial Services Council NZ, August 2020.

Adviser-led by design

Hive powers the experience. You own the relationship.

Give your clients a simple, connected experience that feels like an extension of your advice. Hive brings their KiwiSaver, goals, and progress together in one mobile-first experience, with your adviser brand front and centre, helping clients stay engaged with their financial goals every step of the way. As their Adviser, you remain at the centre of the experience, turning every interaction into an opportunity for a rich, meaningful advice conversation.

A client checking their KiwiSaver account in the Hive app, under their adviser's brand
Your firm's brand sits above every balance, return and goal your clients see.

Less admin.
More advice.

Spend less time on admin and more time with clients. Hive takes care of the day-to-day, so you can focus on the conversations and relationships that grow your business.

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Your clients see your brand every time they log in, with each interaction reminding them of your advice and how it helps them achieve their goals.

A clear, visual picture of where each client is headed. Goal-based tools turn KiwiSaver into an ongoing conversation, and give you a reason to connect at every milestone.

Four specialist fund managers — Aurora Capital, Harbour Asset Management, Pie Funds and Munro Partners. Mix and match to build a portfolio that fits every client’s goals, values and life stage.

Hive grows with your business and client base. More products and capabilities are on the way, so you stay their trusted financial partner at every stage of life.

KiwiSaver isn't a one-off conversation.

A clients' KiwiSaver journey can span decades, and their lives won't stand still between reviews. They'll buy homes, grow families, change careers and rethink what the future looks like. Each of those moments is an opportunity to provide advice. Hive is built for that long-term relationship, helping you protect and grow your clients' wealth, and guide them towards the retirement they deserve. Value for life.

Stay connected

Remain part of the client relationship beyond the initial advice.

Create more conversations

Turn changing goals and life moments into opportunities for more advice.

Support more of their journey

Help clients with more of their financial needs as their lives evolve.

Money is messy. Hive keeps clients on track.

Through the Hive portal and app, clients get a simple, transparent view of their progress. No jargon. Just their goals and their money working together. They can check their KiwiSaver account, track progress toward their goals, and reach you without leaving the app — keeping your advice front of mind between every meeting.

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A client checking their goals in the Hive portal

More opportunity. Less admin.Deeper relationships.

That's what Hive is built for. Let's talk about what it looks like for your business.

Frequently asked questions

Hive is designed to make KiwiSaver advice and ongoing servicing easier. You’ll have access to specialist fund managers, smart technology and support from the Hive team, while you remain at the centre of the client relationship.

Yes. Existing clients can move to Hive by joining the Hive KiwiSaver Scheme and transferring their KiwiSaver account across, allowing you to bring KiwiSaver into the advice relationship and support them as their needs evolve.

Hive keeps you and your brand visible throughout the client experience. Goals and progress create natural opportunities to reconnect, have meaningful conversations and stay involved as clients’ lives and needs change.

Your clients get a simple digital experience where they can see their KiwiSaver account, track their goals and progress and stay connected to you. You remain at the centre of the advice relationship.

Get in touch with the Hive team and we’ll guide you through what’s involved, answer any questions and help you get started.