
KiwiSaver myths busted: what's really standing between you and a better retirement
Six of the most common KiwiSaver myths — and the reality behind each one — from "I'm too young to worry about it" to "all funds are basically the same".
Starting out, learning how to manage your money, building your savings, and getting KiwiSaver working for you.
Buying a home, starting a family, juggling more expenses — and trying to keep your savings moving in the right direction.
Income is increasing, the kids are getting older, and retirement is close enough to start planning for properly.
Preparing for retirement, making the most of what you've built, and feeling confident about what's ahead.
Working less or not at all, spending more time on what matters, and making sure your money keeps up with the life you've built.

Six of the most common KiwiSaver myths — and the reality behind each one — from "I'm too young to worry about it" to "all funds are basically the same".

The new KiwiSaver contribution rates might seem like a small change — but thanks to compounding returns, they could mean tens of thousands more at retirement.

What fund should I be in? Should I contribute more? Why does my balance go up and down? Four of the most common KiwiSaver questions, answered by a Hive Adviser.

Volatility isn't something to fear — for long-term investors, market dips can mean your regular contributions are buying more for less.

Ever wondered how you're taxed on your KiwiSaver account? Here's a plain-english breakdown of how it works.

From 1 April 2026 minimum contributions rose to 3.5% and 16–17 year olds became eligible for employer contributions. Here's what it means for your future.

Conservative, Balanced, Growth or Aggressive? How to match your KiwiSaver fund to your goals, timeframe, and comfort with risk — and when to change.

Your contributions, your employer's, and the government top-up — how money flows into your KiwiSaver account and how to make the most of it.

KiwiSaver is more than a retirement tool — with over $130 billion under management, it's becoming a powerful source of capital for New Zealand's long-term growth.

You don't need to move your KiwiSaver account to get a home loan — and you shouldn't feel pressured to. Here's why, and how Hive can help with both.

Only 44% of New Zealanders feel financially prepared for retirement. Four questions to ask yourself to strengthen your retirement plan today.

Only 44% of self-employed people actively contribute to KiwiSaver, compared to 78% of employees. Here's how to close the gap.

Growth assets, PIE, PIR, risk indicators — a plain-English guide to the terms you'll come across in your KiwiSaver Scheme.

A Will and an Enduring Power of Attorney make sure your KiwiSaver savings are managed the way you intended. Here's what to put in place.

Is your KiwiSaver account still set up to match your goals? A quick check-in on your fund, contributions, and settings can have a real impact over time.

Studies show that women’s KiwiSaver balances are around 25% lower than men’s on average. Here's some small steps women can take to strengthen their long-term savings.

You don't have to figure things out on your own. Connect with an Adviser who understands your goals and can help you make confident decisions along the way.
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